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Mortgage Rates - An Advertising Section


Lender
Phone number
Product
Rate
Points
APR
Product
Rate
Points
APR
Product
Rate
Points
APR
Product
Rate
Points
APR

Country Bank
800-322-8233

30 yr fixed 15 yr fixed 10/1 ARM 10/1 ARM
4.750 4.125 5.250 5.000
2.000 2.000 0.000 1.000
4.954 4.474 4.408 4.332
       
100% Financing, 1st Time Buyer Progs, Const, Equity Lines, Loans

Easthampton Savings Bank
413-527-4111

30 yr fixed 15 yr fixed 5/1 ARM  
5.125 4.500 5.500  
0.000 0.000 0.000  
5.130 4.510 4.880  
       
180-DAY LOCK ON HOMES TO BE BUILT & SPECIAL F.T.H.B. RATES

First Eastern Mortgage
413-737-9525

30 yr fixed 15 yr fixed 5/1 ARM 30 yr FHA
4.875 4.250 3.750 4.750
0.000 0.000 0.000 0.000
4.930 4.365 3.375 5.099
       
Subsidiary of First Federal Savings Bank of Boston 413-737-9525

Holyoke Credit Union
413-532-7007

30 yr fixed 15 yr fixed 5/1 ARM 40 yr fixed
5.000 4.500 4.625 6.125
0.000 0.000 0.000 0.000
5.086 4.645 3.731 6.202
       
100% Financing, 1st Time Buyer Programs, Const., Bi Weekly & ARM

HomeQuest Mortgage, Inc.
866-839-1117

30 yr fixed 20 yr fixed 15 yr fixed 5/1 ARM
4.875 4.625 4.250 3.750
0.000 0.000 0.000 0.000
4.926 4.695 4.338 3.230
       
FREE Home Value Reports Online. $0 Fees to Apply

LUSO Federal Credit Union
413-589-9966

30 yr fixed 15 yr fixed 5/1 ARM 10/1 ARM
5.125 4.500 5.500 6.000
0.000 0.000 0.000 0.000
5.233 4.682 3.889 4.959
       
1st Time Homebuyer Rate,100% Financing Available,Call For Details

Monson Savings Bank
413-896-5577

30 yr fixed 15 yr fixed 5/1 ARM 3/1 ARM
5.000 4.250 5.750 5.500
0.000 0.000 0.000 0.000
5.030 4.301 4.117 3.701
       
Call JO MARIA 413-896-5577 OR Susan 413-267-1219. 413-267-1225

Polish National CU
413-592-9495

30 yr fixed 15 yr fixed 5/1 ARM 7/1 ARM
Call Call 4.250 4.500
Call Call 0.000 0.000
Call Call 4.095 4.245
       
1st Time Buyer Programs, Land, Construction Loans. Call for fees

STCU Credit Union
413-732-9812

30 yr fixed 30 yr fixed 15 yr fixed 15 yr fixed
4.875 5.250 4.000 4.375
2.000 0.000 2.000 0.000
5.107 5.304 4.391 4.465
       
Apply at www.stcu.com or 413-732-9812

The Bank of Western Massachusetts
413-735-6561

30 yr fixed 15 yr fixed 5/1 jumbo ARM refi 30 yr FHA
4.875 4.250 4.250 4.750
0.000 0.000 0.000 0.000
5.034 4.517 3.563 5.214
       
We offer many other programs, please call for more details

ValleyStone Credit Union
413-693-0273

30 yr fixed 15 yr fixed 10 yr fixed  
5.000 4.250 4.250  
0.000 0.000 0.000  
5.072 4.371 4.425  
       
We also offer no closing costs low rate Home Equity Loans!

Westfield Bank
413-572-4265

30 yr fixed 15 yr fixed 5/1 ARM  
4.750 4.125 4.750  
2.000 2.000 1.000  
4.980 4.518 3.955  
       
Call Becky 572-4265 or Rick 572-4260
© Bankrate, Inc. http://www.bankrate.com. LEGEND: (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union. "Call for Rates" means actual rates were not available at press time. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home's value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636.

MassLive.com receives these rates from a third party and MassLive.com does not warrant their accuracy. None of the above rates constitutes an offer. Please contact individual lending institutions for details.